Driving Aliaswire's Vision

A core differentiator for Aliaswire is the talented and dedicated management team that drives the Aliaswire vision. This team’s dedicated focus to maximizing the potential of technology to drive a robust payments platform sets a top-down example that permeates through the entire company.

Hoss Mohsenzadeh

Chief Executive Officer and Founder

Hoss Mohsenzadeh has 24 years of experience working in various sectors of the financial services industry. Prior to Aliaswire, he was the founder and CEO of Riskware Systems, a pioneer in enterprise financial risk management systems with clients in three continents and over 10 countries. He previously worked for Credit Suisse First Boston and Bankers Trust, now Deutsche Bank, in derivatives trading capacity.  Prior to attending business school he worked for AT&T Bell Laboratories as a member of the technical staff. He holds 7 issued US patents, 5 international patents and additional 10 pending payment related patents. Hoss holds an MBA from Sloan School of Management and Master of Science in Technology and Policy from the School of Engineering at the Massachusetts Institute of Technology (MIT) and BS and MS degrees in Electrical Engineering from Boston University.

Scott Goldthwaite

Chief Operating Officer

Scott Goldthwaite has over 18 years of experience in the payment processing industry.   Prior to Aliaswire, Scott SVP of Operations at ROAM Data (now Ingenico Mobile Solutions) where he was responsible for many key operational areas, including Payments Security, Network Operations, Technical Support, Supply Chain, Intellectual Property and Information Technology.  In prior payment industry roles, Scott was SVP of Product Management and Marketing at Planet Payment (NASDAQ PLPM), Vice President, Mobile Business Development at Hypercom (now VeriFone) and a founding member of WAY Systems (now VeriFone). Scott has authored several Patents in the field of mobile payments.  Scott currently is the Chair for the Electronic Transaction Association (ETA) Technology Council and has been awarded an ETA Star award. Scott holds a B.S. degree in Business and Engineering from Drexel University and a Master of Business Administration from Northeastern University.

Bill Spencer

Chief Architect

Bill Spencer has 30 years of experience building and managing the development of complex application software, including over 10 years of experience in the financial services industry.  He has been the co-founder of several companies, including VenturCom, Phase2 Software, QFS, and Cardvio.

Prior to Aliaswire, Bill was Chief Scientist at MyPerfectGig, where he was responsible for search technology and innovation.    As a hands-on developer, entrepreneur, and leader in start-ups, Bill has acted as a mentor, visionary, technology innovator, and team motivator.  Bill holds a Ph.D. in Atomic Physics from MIT, where he was the co-author of 6 scientific papers, prior to a switchover to software startup companies.

Nirmal Kumar

Chief Technology Officer

Nirmal Kumar has 14 years of experience working in Payments and Financial Services industry. Prior to joining Aliaswire in 2006, he worked for Oracle Financial Services Software and has deep expertise of working with major Banks and Payment Processors. He has completed reputed industry certifications such as The ETA Certified Payments Professional (ETA CPP) and The Certified Treasury Professional® (CTP). Nirmal earned a Bachelor of Engineering degree with distinction (Gold Medal) from Malaviya National Institute of Technology (MNIT), Jaipur, India.


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