Deluxe and Aliaswire Partner to Modernize Digital Bill Pay

Minneapolis, MN and Burlington, MA, September 28, 2023 – Deluxe (NYSE:DLX), a Trusted Payments and Data company, and fintech Aliaswire, Inc. have announced a new partnership that will introduce Aliaswire’s DirectBiller bill payment technology across the extensive Deluxe network of banks, partners, and direct clients. This collaboration highlights the significant opportunity to digitize more business payments.

“Our goal is to facilitate our clients’ transition to digital payment offerings,” explained Michael Reed, Division President of B2B Payments at Deluxe. “Deluxe has been providing digital payment solutions to our customers for some time, and now, in partnership with Aliaswire, we aim to extend our reach. This expansion provides Deluxe with a strategic advantage, as the capabilities are seamlessly embedded in our Merchant Services Platform, First American, offering a comprehensive online payment processing experience for our clients.”

Recognizing the unique payment preferences of each client, this partnership seeks to enhance digital processing solutions, enabling businesses to send bills, accept payments, and access funds in accordance with their preferences. The integration of DirectBiller into the Deluxe platform amplifies its capabilities, broadens Deluxe’s outreach, and fortifies its ability to serve a more diverse range of clients.

“Deluxe is one of the most trusted and respected providers in the banking industry with thousands of financial institution clients,” said Jed Rice, CEO of Aliaswire. “They are a perfect fit for DirectBiller, the only independent biller direct platform delivered through channel partners. We’re excited to partner with Deluxe as more banks look to actively incorporate online bill pay into their integrated receivables offerings to generate reliable revenue and build stickier client relationships in an unstable environment.”

DirectBiller is a highly adaptable platform employed by leading banks and their commercial clients, spanning small and mid-sized companies to Fortune 500 enterprises. It manages the entire process from invoicing through payment reconciliation, seamlessly integrating with banks’ treasury management systems and their clients’ ERP systems. Businesses can effortlessly transmit digital bills, accept digital payments, and receive funds on the following business day. Payers can conveniently view bills and make payments via web, mobile, IVR, kiosk, Text2Pay, and digital wallets.

About Deluxe

Deluxe, a Trusted Payments and Data company, champions business so communities thrive. Our solutions help businesses pay, get paid, and grow. For more than 100 years, Deluxe customers have relied on our solutions and platforms at all stages of their lifecycle, from start-up to maturity. Our powerful scale supports millions of small businesses, thousands of vital financial institutions and hundreds of the world’s largest consumer brands, while processing approximately $3 trillion in annual payment volume. Our reach, scale and distribution channels position Deluxe to be our customers’ most trusted business partner. To learn how we can help your business, visit us at www.deluxe.com.

About Aliaswire, Inc.

Aliaswire is a fintech company based in Boston with a history of innovation in payments. The company supports leading financial institutions and their over 800 clients with modern B2B and B2C bill pay capabilities through its DirectBiller® platform. Citi, Bank United, BMO, East West Bank, Pacific Premier Bank and MUFG are just some of the institutions serving their commercial customers’ payment needs with DirectBiller. For more information, visit https://www.aliaswire.com.

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Press Contact:

Tim Walsh
617.512.1641
timw@walshgroupmarketing.com

Keith Negrin, VP, Communications
612-669-1459
keith.negrin@deluxe.com

Aliaswire Announces the Sale of Its Payvus Business

BURLINGTON MA, June 1, 2023 –Today Aliaswire, Inc., a leading provider of innovative payment and financial technology services, announced that Onboard Partners, LLC has acquired its Payvus small business credit card issuing and capital management business. The acquisition of the Payvus business, technology and intellectual property will expand Onboard’s already successful financial services advisory, marketing and portfolio management capabilities with an innovative new platform that is specifically designed to meet the unique needs of small business owners.

“We have worked closely with the Aliaswire team as a strategic partner since they first launched the Payvus solution and we both agreed that continuing to build the business as part of the Onboard platform would significantly accelerate its growth and reach,” said Scott Shaw, CEO of Onboard. “More importantly, in leveraging the innovative Payvus platform and Onboard’s deep domain expertise, we can bring a compelling new offering to our diverse array of partners and clients that will open up new revenue and portfolio management opportunities in the long underserved small business market.” First launched as a beta product in 2020, Payvus quickly demonstrated that there was a strong market demand for its unique credit offering when it delivered consistent 100% month over month new cardholder acquisition. Working with leading go-to-market partners that represent acquirers, issuing banks, independent technology providers and service providers, Payvus is now available to millions of small businesses who need access to short term revolving credit and better tools for managing their cash flow. With its innovative and proprietary underwriting, flow of funds and capital management platform, Payvus manages a portfolio of small business cards that spend above the industry average while maintaining a loss rate that is a fraction of a typical portfolio. “We’re excited that Onboard will provide Payvus with a new foundation to continue to innovate and grow,” said Jed Rice, CEO of Aliaswire. “Given our long-standing relationship with Onboard and their unmatched expertise in this space, this is the perfect home for the business and the team. We are confident that Onboard will give Payvus what it needs to reach its full potential.” “All of our focus now will be on our market-leading flagship business, DirectBiller®,” continued Rice. “Over the past three years the DirectBiller team has consistently delivered 50% year-over-year revenue growth and increased our total payment transaction volume by over 230%. I am excited for the next phase of our growth as a more focused and nimble company.” About Aliaswire, Inc. Aliaswire is a fintech company based in Boston with a history of innovation in payments. The company supports leading financial institutions and their over 800 clients with bill pay through DirectBiller®. For more information, visit https://www.aliaswire.com/. Media contact: Jeanne Murphy jmurphy@aliaswire.com 617-393-5356

Aliaswire DirectBiller Modernizes Billing and Payment for Utilities

Reports 337% increase in payments from utility companies over past 12 months

One utility is processing over one million payments per month

BURLINGTON, MA, SEPTEMBER 1, 2022 – Aliaswire, a provider of bill payment and credit solutions for businesses and banks, today announced new capabilities for utility clients in its DirectBiller platform and reported impressive growth in the number of payments being processed by utilities. The new features address the growing need for utilities to meet customer expectations for more modern and convenient payment methods, while also reducing their operating costs.

The company saw a 337% increase in the number of payments processed by utility companies on its DirectBiller platform over the last 12 months, with one natural gas provider processing over one million payments per month and continuing to grow volume at 12% month-over-month.

“When you have recurring billing relationships like utilities, the billing and payment experience becomes a critical touchpoint. In many cases, it may be the only one a utility has with a customer each month,” said Jed, Rice, CEO of Aliaswire. “Not only does that experience have a huge impact on customer satisfaction, but it can also create big operational inefficiencies without proficient systems and processes in place, as finance teams are then forced to manually handle payment receipt and reconciliation.”

DirectBiller optimizes the billing and payment experience for residential, commercial and non-consumption utility customers. The platform manages the entire end-to-end process from billing through payment reconciliation and encourages on-time payments by providing easy and secure ways for customers to receive and pay their utility bills. DirectBiller enables utilities to consolidate all payment channels on a single platform and integrates seamlessly with utilities’ ERP systems and their banks’ treasury management systems to streamline payment reconciliation.

Key features in DirectBiller for Utilities

Bill Payment

  • Members of the same household can log in separately to make payments against their shared account
  • Multiple payment options (web, mobile, text, CSR, IVR, kiosk)
  • One-time payment and auto pay
  • Automated payment reminders
  • Multilingual IVR service that follows the same payment flows as web and mobile experiences
  • CSRs can provide one-time payment links via text or email to unenrolled customers
  • Customers can pay directly on DirectBiller’s hosted payer portal, or the payment experience can be embedded within a utility’s existing payment site via single sign-on or API
  • Real-time posting lets the utility and customer know immediately when payments have posted to better manage service levels and terminations

Support for Multiple Divisions

For utilities with multiple lines of business, DirectBiller can support separate payment flows and websites. Reporting can be provided at the division level as well as a single consolidated view at the corporate level.

Flexible Card Processing and Fee Management

  • Support for different fee models for residential, commercial and non-consumption lines of business
  • Patented technology streamlines daily net settlement of surcharges, convenience fees.
  • Competitive “cost plus” interchange pricing, including Level 2/3 processing

Support for Non-Consumption Business

  • Full PDF presentment of complex and multi-page invoices
  • Multiple invoices can be grouped into a single payment transaction or processed individually
  • Payers can apply credit memos to invoices and pay net balance due

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About Aliaswire, Inc.

Aliaswire is a fintech company based in Boston with a history of innovation in payments. The company supports leading financial institutions and merchant services providers with bill pay through DirectBiller® and small business credit solutions through Payvus®. For more information, visit https://www.aliaswire.com/.

Media Contact

Tim Walsh, for Aliaswire

timw@walshgroupmarketing.com

617.512.1641

Advanced B2B Invoicing and Payment Capabilities for Manufacturers and Distributors

Addresses complex requirements in B2B customer relationships

Sees 228% increase in payment dollar volume from manufacturers and distributors over the last 12 months

BURLINGTON, MA, JUNE 30, 2022 – Aliaswire, a provider of bill payment and credit solutions for businesses and banks, today announced the general availability of new invoicing and payment capabilities for manufacturers and distributors in its DirectBiller® platform. The advanced features address the unique requirements of business-to-business (B2B) customer relationships and transactions in manufacturing and distribution.

The announcement comes as Aliaswire builds on strong momentum in the segment. The company saw a 228% increase in dollar volume processed by manufacturers and distributors on its DirectBiller platform over the last 12 months.

The B2B ecosystem is trying to move away from paper-based processes and payment methods to digital workflows that speed the flow of funds between trading partners and enhance visibility into cash flow and partner payment status. But the shift has been slowed by the complexity of B2B customer relationships. There is typically a high degree of customization in product offerings and accompanying services, and pricing and payment terms can vary widely from one customer to another. Multi-page/item invoices, line-item disputes, credit memos, pre-set credit limits, and convenience payment fees are very common aspects that must be accounted for in the move to digital invoicing and payment.

Offered exclusively through bank partners, DirectBiller manages the entire end-to-end process from invoicing through payment reconciliation, integrating seamlessly with business ERP systems and their banks’ treasury management systems. The platform is able to pull, present and manage complex B2B invoice data from different sources, incorporating disputes, credit memos and daily net settlement of surcharge and convenience fees. DirectBiller also offers Request-for-Pay using the RTPÒ network to enable customers to manage their credit levels and assure the timely delivery of inventory and supply.

“Having your customer pay an invoice is one thing but reconciling that payment in a timely manner to reflect an accurate balance that takes into account things like credit memos, returns, and disputes, is entirely another,” said Jed Rice, CEO at Aliaswire. “DirectBiller helps manufacturers and distributors automate what is now a very messy and time-consuming process. As a result, they get paid faster, improve client satisfaction and reduce their cost of getting paid.”

Key features in DirectBiller for Manufacturing & Distribution

Bill Presentment

  • Full PDF presentment of complex and multi-page invoices
  • Custom field display and processing through the payment process such as customer IDs, product codes and PO numbers
  • Automated payment reminders

Bill Payment

  • Single payment transactions for multiple invoices
  • Easy application of credit memos against balance due
  • Individual invoice dispute
  • Multiple payment options (web, mobile, text, CSR, IVR)
  • One-time payment and auto pay

Flexible Card Processing and Fee Management

  • Patented technology streamlines daily net settlement of surcharges, convenience fees
  • Competitive “cost plus” interchange pricing, including Level 2/3 processing

Support for Multiple Divisions

  • Treat business units and product lines as separate entities; link each one to the corporate entity
  • Reporting at business unit/product level; consolidated at the corporate level
  • Each division can have:
    • Unique payment websites
    • Funds settled into unique deposit accounts
    • Separate tender type choices (ACH + Credit Card, ACH-only, Credit Card Only)
    • Separate payment fee rules (Credit Card + Fee and Free ACH)
    • Separate bill and reconciliation files
    • Controlled CSR access

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About Aliaswire, Inc.

Aliaswire is a fintech company based in Boston with a history of innovation in payments. The company supports leading financial institutions and merchant services providers with bill pay through DirectBiller® and small business credit solutions through PayVus®. For more information, visit https://www.aliaswire.com/.

Media Contact

Tim Walsh, for Aliaswire

timw@walshgroupmarketing.com

617.512.1641

New Multi-Payer Capability for Property Management

DirectBiller platform addresses unique billing and payment requirements of commercial and residential property managers

BURLINGTON, MA, JUNE 14, 2022 – Aliaswire, a provider of bill payment and credit solutions for businesses and banks, today announced the general availability of a new Multi-Payer capability in its DirectBiller platform for property management.

Offered exclusively through bank partners, DirectBiller equips property managers to offer custom-branded billing and payment experiences to their clients. The new Multi-Payer feature enables residents in the same household to log in separately to make payments against their shared account including rent, dues, service fees, security deposits and more. They can also see their payments posted in real-time. The new offering encourages on-time payments while also streamlining administrative tasks for property managers and their finance staff.

Covid drove a surge in demand for digital bill pay capabilities as paper-based methods created significant friction for both commercial and residential transactions, slowing payment cycles and creating unnecessary manual work. Tenants have been looking for convenient, contactless payment options, and property managers needed the ability to manage inbound payments remotely and to accelerate payment cycles.  

“The monthly bill pay experience is typically the most frequent touchpoint property managers have with their tenants,” said Jed Rice, CEO at Aliaswire. “Providing easier ways to pay rent and fees can make a big difference in tenant satisfaction and on-time payments. With DirectBiller, property managers can offer that modern convenience while also gaining much greater control of the payment, settlement and reconciliation process for each property.”

DirectBiller manages the entire end-to-end process from tenant invoicing through payment reconciliation integrating with property management firms’ ERP systems and their banks’ treasury management systems. It also offers tenants a variety of convenient modern payment methods including web, mobile, Text2Pay, CSR and IVR.  

In addition to the new Multi-Payer capability, other key features in DirectBiller for Property Management include:

  • Support for Multiple Properties – DirectBiller can support individual properties as separate entities and link each one to the corporate entity. Reporting can be viewed at the individual property level and consolidated at the corporate level. Each property can have:
    • Unique payment website
    • Funds settled into unique deposit accounts
    • Separate tender type choices (ACH + Card, ACH-only, Card Only)
    • Separate payment fee rules (Card + Fee and Free ACH)
    • Separate bill and reconciliation files
    • Controlled CSR access
  • Consolidated Payments on One Site – Property managers can have a single payment site for multiple properties.  This site provide one selection of tender types and fee rules, and property managers can receive one consolidated reconciliation file. DirectBiller can settle funds into multiple deposit accounts, selected by the tenant at time of payment. The payer chooses from a drop-down feature to indicate the property and type of payment (rent, dues, fees, etc.).
  • Payment Control – This feature ensures timely payments by controlling when payments can and can’t be made, simplifying monthly reconciliation efforts.

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About Aliaswire, Inc.

Aliaswire is a fintech company based in Boston with a history of innovation in payments. The company supports leading financial institutions and merchant services providers with bill pay through DirectBiller® and small business credit solutions through PayVus®. For more information, visit https://www.aliaswire.com/.

Media Contact

for Aliaswire

Tim Walsh

timw@walshgroupmarketing.com

617.512.1641

Aliaswire & Nacha: Media Release 2021

MEDIA RELEASE
FOR IMMEDIATE RELEASE
December 12, 2021

Aliaswire Joins Phixius, Nacha’s Peer-to-Peer Data Exchange Network

Blockchain-based platform enables secure exchange of pre-and post-payment information

BURLINGTON, MA, and HERNDON, VA, December 12, 2021 – Aliaswire, a provider of digital payment and credit solutions for businesses and financial institutions, and Nacha today announced that Aliaswire will join the Phixius Peer-to-Peer Network for the exchange of payment-related data.

Established and operated by Nacha, the Phixius Peer-to-Peer Network allows participants to instantaneously exchange and verify payment-related information to enable more efficient and secure electronic payments. Peers in the Phixius network receive several important benefits, including a single source for verification and exchange of payment-related data, improved automation, revenue potential, with enhanced risk management and regulatory compliance.

“Nacha welcomes Aliaswire’s participation in Phixius, an important and growing Peer-to-Peer network,” said George Throckmorton, Nacha managing director and executive director of Afinis Interoperability Standards. “Data verification of consumer and business account information is a priority for Aliaswire and other Phixius participants, and we look forward to more companies joining as they learn about the benefits of the Phixius Network.”

Aliaswire supports billers, financial institutions and small businesses, and their merchant service providers. Its DirectBiller digital bill pay platform equips banks to offer commercial clients modern, custom-branded billing and payment experiences to their customers. DirectBiller manages the end-to-end process from invoicing through payment reconciliation and integrates with banks’ treasury management systems and billers’ ERP systems. Aliaswire’s PayVus small business credit card issuing platform combines merchant acquiring and issuing to generate new revenues while opening up access to credit for small businesses.

“As a business that is focused on taking the friction out of everyday payment processes, we are very pleased to participate in Phixius,” said Jed Rice, CEO of Aliaswire. “The ability to embed this technology into DirectBiller to securely verify bank accounts enables Aliaswire to help our billers and bank channel partners achieve compliance with Nacha’s Web-Debit requirement. We also believe Phixius provides a foundation for future payment innovation, and we are excited to be part of that.”

To learn more about Phixius, go to Phixius.org.

About Nacha

Nacha governs the thriving ACH Network, the payment system that drives safe, smart, and fast Direct Deposits and Direct Payments with the capability to reach all U.S. bank and credit union accounts. Nearly 27 billion ACH Network payments were made in 2020, valued at close to $62 trillion. Through problem-solving and consensus-building among diverse payment industry stakeholders, Nacha advances innovation and interoperability in the payments system. Nacha develops rules and standards, provides industry solutions, and delivers education, accreditation, and advisory services.

About Aliaswire, Inc.

Aliaswire is a fintech company based in Boston with a history of innovation in payments. The company supports leading financial institutions and merchant services providers with bill pay through DirectBiller® and small business credit solutions through PayVus®. For more information, visit https://www.aliaswire.com/.
 
Media Contacts:

for Aliaswire
Tim Walsh
timw@walshgroupmarketing.com
617.512.1641		 for Nacha
Dan Roth
droth@nacha.org
916.747.9592