A SOLUTION FOR ISO'S AND ACQUIRERS
With PayVus® ISO’s and Acquirers can now sell merchant services below Interchange while increasing revenues.
PayVus® is a revolutionary platform that combines merchant acquiring with commercial credit card issuing. With this unique approach, PayVus® pays residuals to ISO’s and Acquirers based on merchant spending. When combined with traditional revenue streams from merchant acquiring, residuals from PayVus® can double your profits. PayVus® residuals can be used to offset and reduce merchant processing fees, enabling you to sell at or below Interchange. This means lower processing fees for your merchants plus a line of credit that your merchants can use to grow their business. For you, this means competitive pricing, more merchants, and more profits.
Significantly Increase Portfolio Profitability
Significantly Increase Your Profits
Attract and Retain Merchants
Turn-key Solution
HOW PAYVUS® WORKS
When an ISO/Acquirer enrolls a merchant in a PayVus® program, the merchant is issued a commercial credit card. The merchant continues to accepting credit cards the way they normally do, however during daily settlement, PayVus® automatically splits the merchant’s daily settlement between the merchant’s PayVus® credit card and the merchant’s regular bank account. Funds deposited to the credit card are posted as a credit balance and are available for immediate use by the merchant.
The ISO/Acquirer is provided with a residual for all funds deposited to the card. The ISO/Acquirer can use their PayVus® residuals to provide discounted processing fees to the Merchant. The PayVus® platform maintains a complete record of funds settlement and revenue share for all participants.
THE PAYVUS® PLATFORM USES THE LATEST TECHNOLOGY AND INFORMATION SECURITY STANDARDS.
- API web services and integration
- Rules based engine to define rules and workflows
- Optimized user interface and user experience
- Settlement processing
- Detailed revenue share reporting
- Comprehensive program management
- End-to-End card issuing and fulfillment
- White label and co-branding
- PCI Level 1 & SSAE 16 Type II
A TURN-KEY SOLUTION
Getting started is easy. The PayVus® platform enables ISO’s/Acquirers to automatically manage the settlement of funds between the merchant’s PayVus® credit card and the merchant’s bank account. Additionally, PayVus® automatically manages the settlement of funds, residual payments to the ISO/Acquirer, distribution of savings directly to the merchant and the complete card issuing and management process. Since PayVus® is post-settlement, there is no impact on the merchant’s daily transaction processing and works with any payment processing system and any Acquirer.